The ReFi movement aims to align our economic prosperity with the well-being of humans and non-humans alike.

ReFi stands for Regenerative Finance, and it broadly relates to a movement aiming to use finance as a way to support regenerative and restorative outcomes in social, environmental, and economic systems.

Across Web3, which is built upon distributed ledger technology, there are many tools and use cases that are creating a new regenerative epoch.

The properties of immutability, transparency, interoperability, and trust enabled by blockchain consensus protocols will usher in the design of new and innovative systems for value exchange that specifically addresses climate problems

“A regenerative human culture is healthy, resilient, and adaptable; it cares for the planet and it cares for life in the awareness that this is the most effective way to create a thriving future for all of humanity” - Daniel Christian Wahl.

We cannot predict the future but whatever we build [today] will emerge from who we are and how we treat the world around us. Therefore the culture from which our systems arise is key and we need to be intentional with what we choose to promote.

Principles of regeneration:

In right relation

Humanity is an integral part of an interconnected web of life in which there is no real separation between “us” and “it.” What is more, we are all connected to one another and to all locales of our global civilization, as both our lived experience and quantum physics tell us. Damage to any part of that web ripples back to harm every other part as well.

Views wealth holistically

True wealth is not merely money in the bank. It must be defined and managed systemically in terms of the well-being of the whole. This can only be achieved through the harmonization of multiple kinds of wealth or “capital” — to use economic language — beyond the conventional financial, material and technological capital to include social/relational capital, cultural, experiential and yes spiritual capital

Innovation, Adaption, responsiveness

In a world in which change is both ever-present and accelerating, the qualities of innovation and adaptability are critical to health. Therefore, the entrepreneurial dynamism associated with a free enterprise system and the free flow of capital is essential. Yet both must somehow be channeled in a way that is responsive to the changing dynamics and essential needs of systemic health rather than short term individual desires of wants and greed.

Empowered participation

The quality of empowered participation means that all parts must be “in relationship” with the larger whole in ways that not only empower them to negotiate for their own needs but also enable them to add their unique contribution towards the health and well-being of the larger wholes in which they are embedded.

Honoring this fact, a Regenerative Economy nurtures healthy and resilient communities and regions, each one uniquely informed by the essence of its individual history and place, each place must define how the pattern applies based on their own unique contexts. Just as every snowflake looks like a snowflake, every snowflake is also unique.

Seeks balance

a Regenerative Economy seeks to balance masculine and feminine energy and qualities such as analytical thinking with intuitive ways of knowing, and competition with collaboration. It also balances efficiency and resilience; diversity and coherence; and supports fractal structures that balance small, medium, and large organizations in healthy hierarchy, all in service to the health of the whole.