Head of Credit Analysis

roomDar es Salaam

business_centerFull Time

book Direct Reports

bookmark Manager

directions_carDriving License Not Required

flagOnly Open to Tanzanian Nationals

access_timeExpiring in 2 Days


Credit Management


To ensure adherence to the credit policy by ensuring that all credit proposals meet the Bank’s Minimum standards and that a quality portfolio is maintained at all


  • Guiding relationship managers in structuring /Restructuring complex deals
  • Reviewing all credit appraisal Memo and ensure they are in line with the Bank’s policy and deciding on those within the delegated lending
  • Ensure total adherence to credit policy and all underwriting standards in the approval process, proper risk mitigations measures are put in place against any inherent credit
  • Proactive management, coordination and supervision of credit analysis team to ensure effective and timely approvals within the agreed
  • Ensure preparation of credit Board paper reports and presenting tov the Board Risk and Compliance
  • Guiding relationship managers in structuring /Restructuring complex
  • Continuously giving guidance, monitoring and training both credit analysis and Branch
  • Ensure internal and external Audits queries are being responded within a given time
  • Ensure credit policy is reviewed annually together with credit process procedures.
  • Actively participate in key committees through standing
  • Any other duty assigned by line manager

Education and Qualifications

  • Guiding relationship managers in structuring /Restructuring complex deal
  • Bachelor’s Degree in Finance, Accounting, Business administration, Banking or related field.
  • A minimum of 7 years’ experience in a Bank or Financial Institution of which at least 5 should have been in the credit department
  • A master’s Degree in Finance, Accounting or MBA will be added advantage.
  • Good managerial and team leadership skills
  • Significant relationship management experience-with external stakeholders at senior levels including regulators and rating agencies
  • Possess a high level of integrity


  • Team management
  • Analysis skills
  • Risk management and control
  • Regulatory framework and requirement
  • Excellent interpersonal and communication skills
  • Conflict resolution and problem solving skills
  • Decision making skills




Banking: 7 Years



Credit Management: 5 Years