Summary

To ensure adherence to the credit policy by ensuring that all credit proposals meet the Bank’s Minimum standards and that a quality portfolio is maintained at all

Responsibilities

• Guiding relationship managers in structuring /Restructuring complex deals
• Reviewing all credit appraisal Memo and ensure they are in line with the Bank’s policy and deciding on those within the delegated lending
• Ensure total adherence to credit policy and all underwriting standards in the approval process, proper risk mitigations measures are put in place against any inherent credit
• Proactive management, coordination and supervision of credit analysis team to ensure effective and timely approvals within the agreed
• Ensure preparation of credit Board paper reports and presenting tov the Board Risk and Compliance
• Guiding relationship managers in structuring /Restructuring complex
• Continuously giving guidance, monitoring and training both credit analysis and Branch
• Ensure internal and external Audits queries are being responded within a given time
• Ensure credit policy is reviewed annually together with credit process procedures.
• Actively participate in key committees through standing
• Any other duty assigned by line manager

Education and Qualifications

• Guiding relationship managers in structuring /Restructuring complex deal
• Bachelor’s Degree in Finance, Accounting, Business administration, Banking or related field.
• A minimum of 7 years’ experience in a Bank or Financial Institution of which at least 5 should have been in the credit department
• A master’s Degree in Finance, Accounting or MBA will be added advantage.
• Good managerial and team leadership skills
• Significant relationship management experience-with external stakeholders at senior levels including regulators and rating agencies
• Possess a high level of integrity

Requirements

• Team management
• Analysis skills
• Risk management and control
• Regulatory framework and requirement
• Excellent interpersonal and communication skills
• Conflict resolution and problem solving skills
• Decision making skills